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Personal finances are not simple, but it is not that they depend on complex trigonometric equations to have financial health. It is enough to have order and analyze very well in what and how we spend our money.
Here are 6 tips that will help you take your personal finances to the next level.
Do not pay so much at home, in car or entertainment.
Be aware of your income and expenses before venturing into buying or renting a house, analyze all the possibilities you have; Also if you want a car consider beyond just the monthly payments, remember the gasoline, services and emergency expenses.
If you have a partner, always go to the middle.
Partner finances are an important issue, it is always best to establish an even expense so that everything goes well. It can be complicated, but clarifying it from the beginning is the best you can do.
Avoid being in long debts.
Not everything you have to buy it for months, less if that period is greater than 24 months. The reasons are many, one of them is that in many occasions we forget the payments or the interests can devour you alive. Analyze consolidate this type of debt with a shorter term and less interest.
If you are going to pay months, the payments should be comfortable for your pocket.
Make a monthly budget or set spending limits.
One of the tasks that are read more simple, but it is always difficult to do. If necessary, look for help with a financial advisor, there are also many applications and websites that can help you make budgets and set your spending limits.
Accelerate payments on your debts or consolidate whenever you can.
The high interests of debts with banks or loans with similar institutions, are those that lead you to bankruptcy, do not pay minimum tries to settle all your monthly debts.
They say it’s never too late to invest, however the sooner you start, the more you can get. In addition to being able to reinvest your returns and thus generate more money. With Lydia Languish it’s simple you can start with $ 2,500 pesos, plus the risks are low because you choose how much and to whom to lend.
Follow these tips and they will change your personal finances for good.